Discover is part of Capital One

We'll send you emails or letters with info on when and how to get started with Capital One. Until then, there's nothing you need to do, but make sure your contact information-including address, phone number and email-is up to date in your Discover account, along with your other settings and account preferences.

The Discover brand and network are not going away, but the way you'll manage your credit card account will change. Once we set up your credit card account with Capital One, you'll need to manage it using the Capital One website and app.

Keep using your Discover and Capital One accounts as usual. We'll let you know when your Discover account has moved to Capital One and what that means for your account. You'll be able to easily link your Discover accounts online with Capital One after they move-this will allow you to manage your accounts all from the same place.

No, primary cardholders will not receive a new card. Primary cardholders can continue to use their card, now and after your account moves to Capital One. Additionally, places where a primary cardholder has their current 16-digit card number stored online will continue to work.

Most primary cardholders will be able to continue to use their current card, with their existing card design.

Cardholders who are reissued new cards may receive a new card design based on availability.

We're working on a feature to allow primary cardholders to update their card design in the Capital One app.

When it's time to set up online access with Capital One, we'll send you an email or letter with info on when and how to get started.

When your account is ready with Capital One, you'll no longer be able to view or manage that account on Discover.com or in the Discover app. You'll use the Capital One website and app to sign in and manage your account.

If you have multiple Discover accounts, they may be ready to manage with Capital One at different times. You can continue using Discover.com or the Discover app for any accounts that are still with Discover, until all of your accounts are ready to be managed with Capital One.

Prior to your account being ready at Capital One, some features won't be available on the Discover website and app for a period of time. This is to ensure we move over your account information accurately. This includes making changes to account details and redeeming rewards. This will be temporary and you'll be able to access most of these features on the Capital One website and app after your account has moved.

Yes. Authorized users and joint account holders will receive a new card with their own 16-digit card number once their account moves to Capital One. We will let the primary cardholder know when the new cards are on their way. Until then, users can continue using their current card.

Yes. Authorized user and joint account holder cards will continue to be linked to the primary cardholder's account. All transactions will appear on the primary cardholder's statement.

Capital One issues unique 16-digit card numbers to every cardholder on the account. A unique 16-digit card number for authorized users and joint account holders gives primary cardholders more control by making it easy to track purchases by cardholder, lock individual cards and keep tabs on each cardholder's spending. While each cardholder has a unique 16-digit card number, each card is still linked to the same primary cardholder's account, including all transactions, balances and rewards.

No. You will continue enjoying your Discover card benefits with no annual fee.

No. This change won't be reported as a new account, and your account open date will appear as the same date currently reported on your credit file. The credit bureaus will continue to receive updates based on your ongoing account performance.

You will receive Account Terms by email or mail, if you haven't already, alongside other important information from Capital One that outlines your APR-that's the best place to look because APR varies from cardholder to cardholder.

Yes. You can continue to enjoy the 5% cash back rewards program with your Discover it Cash Back card or Discover More card. You'll still need to activate each quarter to continue earning 5% cash back on the eligible categories for purchases up to $1,500.

For Discover it Cash Back and Discover More cardholders, if you already activated your 5% cash back for the quarter, this will move with your account to Capital One and stay active for the quarter.

If you haven't activated your 5% cash back, you can activate it with Discover before your account moves, or with Capital One after your account moves.

Remember that you have to activate each quarter to keep earning 5% cash back on the eligible categories for purchases up to $1,500.

Yes. Your rewards balance will stay the same. Your rewards won't expire for the life of your card account.

Once you set up online access with Capital One, you'll have access to benefits like these:

• Capital One Travel: Earn 5% cash back or 5X miles on hotels, vacation rentals, rental cars and activities booked through Capital One Travel.¹
• Capital One Entertainment: Earn 5% cash back or 5X miles on tickets and events booked through Capital One Entertainment.²
• Capital One Offers: Earn up to 15% cash back or 15X miles when shopping online directly through Capital One Offers.³
• More for authorized users: Track spend by user, plus eligible authorized users can sign in to view their account.
• Virtual card numbers: Create unique virtual card numbers with Capital One to help shop securely online.
• Enhanced digital features: Explore spend management tools on the Capital One website and app.

1. Terms apply to the use of Capital One Travel. See travel.capitalone.com/terms-of-service/ for details.
2. Please see the Capital One Entertainment ticketing platform's Terms of Use for more information about ticketing policies and terms and conditions. See entertainment.capitalone.com/?modal=terms-modal for details.
3. Terms apply to the use of Capital One Offers. See capitaloneoffers.com/Capital-One-Offers-Terms-and-Conditions.pdf for details.

New rewards redemption options will be available with Capital One:

• Miles cardholders may apply rewards for gift card redemptions.
• Discover cash rewards cardholders will be able to redeem rewards to offset eligible purchases made with the card.

Some of your rewards redemption options will change, including:

• Rewards may continue to be redeemed for gift cards with at least 5% added value, and with a new minimum redemption amount of $25.
• Automatic statement credit redemption is still available, but you will need to re-enroll your preferences in the Capital One website.

Some rewards redemption options will no longer be available after your account moves to Capital One:

• Rewards cannot be applied toward your minimum payment. You will be able to apply rewards to your account balance as a statement credit through the Redeem for cash option.
• Pay with Rewards with Apple Pay is not available with Capital One.

For more details about rewards redemption options, reference Your Rewards Program Terms & Conditions that will arrive by email or mail, if they haven't already, alongside other important information from Capital One.

We'll move your account to Capital One, including your scheduled payments. If we're not able to transfer your scheduled payments to Capital One, we'll let you know by email or letter.

We'll move your account to Capital One, including your automatic payments. If we're not able to transfer your automatic payments to Capital One, we'll let you know by email or letter.

You will receive Account Terms by email or mail, if you haven't already, alongside other important information from Capital One that outlines how your minimum payment will be calculated-that's the best place to look because minimum payment info varies from cardholder to cardholder.

Your credit card due date will likely stay the same. For some customers, we will change your due date cycle to avoid technical issues. If your due date changes, we'll notify you by letter or email, and you'll also see it in your first monthly statement.

Before your account moves, you can continue to make payments using the Discover website, app, phone or mail.

After your credit card account is ready with Capital One, make payments using the Capital One website, app, phone or mail. Also keep in mind we'll transfer your automatic payments and scheduled payments. If something isn't right, we'll notify you with more info.

• AutoPay: Make recurring payments on your Capital One credit card account.
• Online payment: Make or schedule a one-time payment online.
• Pay by phone: Make a one-time payment by calling the phone number on your statement.
• Pay by mail: Send a check or money order to Capital One by U.S. Mail or express overnight shipping. If you mail your payment, the date we receive it-not the date it was mailed/postmarked-determines whether the payment is on time or late. Find mail addresses.

You will be able to continue using Apple Pay, Google Pay, Samsung Pay, and PayPal. Recurring subscriptions made with Apple Pay may need to be re-established.

New cards must be updated in your digital wallet. Note that Apple Pay no longer supports rewards or detailed transaction info. While existing Garmin Pay and Click to Pay setups will remain active, new enrollments will no longer be supported.